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Voya Claims 360

Voya Claims 360 strives to make it easier for covered employees to remember and use their benefits. This intuitive approach to claims continues to make a positive impact. Here are the latest results.

New Claims 360 results show more auto-paid claims, high satisfaction

Claims 360 helps engage and educate employees about their benefits, while encouraging utilization through an innovative claims process. And it’s making an impact – here are some notable 2021 results:

  • Voya Claims 360 claim integration processes resulted in $782,488 in paid eligible benefits in 2021 across 377 claims.1
  • $328,834 were paid automatically through the Short Term Disability (STD)-to-Accident and STD-to-Critical Illness auto-pay processes.1
  • $453,654 were paid from claims initiated by the claimant after receiving a reminder from Voya to file a claim.1

In addition, claimants taking the claims survey reported a 4.73/5 overall satisfaction rating2 (Accident, Critical Illness and Hospital Indemnity Insurance claimants, January 2021-January 2022).

Plus, those who submitted a claim thought the process was simple: 93.86% of respondents said “yes” when presented with the statement, “Voya made it easy to file a claim.”2 (Accident, Critical Illness and Hospital Indemnity Insurance claimants, January 2021-January 2022).

How does Claims 360 work?

It connects the claims process when employees have one or more of these four insurance coverages offered through their employers and Voya:

  1. Short Term Disability Income Insurance
  2. Accident Insurance
  3. Critical Illness/Specified Disease Insurance
  4. Hospital Indemnity Insurance

Claims 360 uses multiple process models to uncover potential claims across an employee’s active coverage, including: intuitive claims payment model; product-to-product Integration; STD-to-Accident auto pay; and medical claims integration.

These claim models are used to send reminders to covered employees when we can see they have experienced specific covered events and help encourage utilization. Voya Claims 360 also features comprehensive support, data-driven messaging, formless claims submission3 and an online Claims Center.

For more information about Claims 360, visit or contact your Voya representative.

Accident, Critical illness, Specified Disease and Hospital Indemnity Insurance provide benefits for covered accidents, illnesses or hospital confinements. They are limited benefit policies. They are not health insurance and do not satisfy the requirement of minimum essential coverage under the Affordable Care Act.


  1. Based on internal claims data January 2021 - December 2021: $328,834 - combined total Accident or Critical Illness Insurance benefits paid using the STD-to-Accident Insurance or STD-to-Critical Illness Insurance Auto-Pay claims process, 79 claims; $270,799 - combined total benefits paid after the claimant received an email reminder to file a claim using the Medical Claim Integration process March - December 2021, 220 claims; $182,855 - combined total benefits paid after a claimant received an email reminder to file a claim, 78 claims. Average Accident Insurance claim paid in 2021: $1,053; average Hospital Indemnity Insurance claim paid in 2021: $1,557; and average Critical Illness/Specified Disease Insurance claim paid in 2021: $10,612. Results may vary.
  2. Based on responses to the satisfaction survey individuals received after completing Accident, Critical Illness and/or Hospital Indemnity Insurance claims from January 2021-January 2022. Number of respondents = 7,624.
  3. Available for Accident Insurance, Hospital Indemnity Insurance, Critical Illness Insurance, Specified Disease Insurance, and Wellness benefit claims.

This is a summary only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance and riders. All coverage is subject to the terms and conditions of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. To keep coverage in force, premiums are payable up to the date of coverage termination. Insurance is issued and underwritten by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Product availability and specific provisions may vary by state and employer’s plan.