Inadequate emergency savings can impact productivity and place retirement at risk. Here’s how employers can help.

For many, a single unplanned expense can disrupt their financial stability because they have little or no emergency savings.

Employer-sponsored retirement plans have evolved. They’re no longer just a way to save money until an employee hits a fixed retirement date. Today, plans are part of a holistic financial wellness strategy that helps employees find a healthy balance between living well today while preparing for a more financially secure life after work.